The digital identity wallet can allow financial service providers to facilitate the verification of identity objects such as a driver’s license, passport, birth certificate, proof of address and bank details that can then be used to authenticate. When a service provider requires the user to authenticate, the user can initiate this via the digital wallet, sharing only the minimum amount of information with the vendor. This will occur as an alternative process to existing authentication and can be done digitally or in person via a 2D barcode on the mobile application.

By opening up private, trusted services for citizens to share information, businesses will have access to approved data, allowing for more complex use case solutions. This includes facilitating power of attorney and delegation of authentication, where IndyKite can dramatically simplify the current process, while still adhering to legal requirements.

For example, when applied to collecting registered mail on behalf of another, a process that has required physical identification of both parties, the recipient can authorize their delegate inside the digital identity wallet. The authorized person can then simply collect the parcel from the post office, removing a number of obstacles for the customer.